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Homemade Scotch Eggs! |
It’s getting tougher to be frugal isn’t it? While we are still doing many of the same things we did when tackling the original mortgage, it feels rather a lot tougher this time round, and particularly on the food front. Back in those days our monthly food budget was around £150 - and we used to save a reasonable chunk of that most months in order to enable big purchases like a whole lamb from time to time - now, £250 a month gets transferred to our groceries account and it’s frequently a struggle to stay within that!
Of course, in reality, 10 years has passed since those £150 a month days, and while a lot has changed, a lot has also stayed the same in terms of our approach. We still mostly cook from scratch - although always with an eye out for a yellow stickered bargain that we can incorporate into our meals. We make most of our own bread and rolls for weekday lunches - although very much appreciate the odd artisan-type loaf as well, and of course if there are reduced price goodies in the bakery section that beat the price we could make bread for, then we are all over that! Areas where we are still very happy to spend a bit more are still much the same - eggs (always free range), meat (chickens are always free range, and most of our other meat comes from the stall at our local farmers market, or at least the supermarkets “posh” ranges where we can be more confident of its welfare standards) and cheese - because life without decent cheese is barely life, surely?! We’re also not quite of the same mindset we were then - these days we are more inclined to go for slightly more luxury variations of things where there is a food or a flavour we particularly appreciate - I’ll pay a bit more for British tomatoes for example, or for a variety of apple that we really enjoy eating - we are probably far more inclined to buy based on “likes and wants” now rather than being quite so price-focused as we once were. That’s fine too - and while it does impact a little on our future plans, sometimes a good life now has to be prioritised over future planning. we definitely still aim to make savings where we can though - and my recent discovery that air-fryer scotch eggs are an absolute winner means that this Scotch-egg fan can enjoy really good, tasty ones at a far lower cost than the better shop-bought options!
Of course there are still areas where sometimes a saving comes along and surprises us - this year it was insurances. We always follow the golden rule of doing the comparisons for renewals roughly 23 days out from the renewal date, and never simply accepting an autorenewal. in spite of that the past few years have seen prices increasing, and the insurance claim I was forced to make when an idiot in a van rolled backwards in the region of 8' to smack into my vehicle on the way to work one day didn't help! Thankfully common sense eventually prevailed there, and that claim was changed to "No fault" on my part earlier this year after the idiot's insurance company finally paid for the damage. That combined with a general drop in pricing across the market to ensure that both MrEH and I saw a fall in our premiums this year. Breakdown insurance prices stayed much the same, and in fact I opted for an autorenewal there having looked at options elsewhere, and MrEH switched to the same company that I have been with. The home insurance surprised us both when the renewal quote came through with an immediate saving on last year's premium. As this was for cover we were happy with, and a quick look at the comparison site suggested we weren't going to make much - if any - saving by switching, we've left this one where it was too.
As for the scotch eggs, if you want to have a go at making them, the recipe can be found by searching "Air-Fryer Scotch Eggs" on the good old BBC Good Food website. On this occasion I opted to use a budget supermarket's delicious chorizo style sausages, and some bacon that was bought yellow stickered a few weeks back, and popped in the freezer. The breadcrumbs are, as always the ends of loaves that have been blitzed up then frozen, herbs from the garden and the eggs were from one of those "15 mixed weight" boxes - often the most economical way of buying them. I reckon they cost me around £1.10 per Scotch egg, but it would probably be possible to cut that back a bit by using a more basic sausage and upping the seasoning a little. You could also omit the bacon, in reality, although it does add to the succulence and flavour. In any event they fed both of us for a couple of meals, and tasted delicious! On this occasion they were also cooked at a time when our electricity cost was super-low - thanks to our Octopus "Agile" tariff. As much as getting frugal is getting tougher - there are still ways of making a sneaky saving!
Robyn