I roughly follow Martin Lewis' guidelines on getting the cheapest quotes - this year I've used Confused, MoneySupermarket and those pesky Meerkats. I haven't bothered getting the stand-alone quotes from the companies he suggests this year as the past few times I've tried they have given me comedy-quotes! So far it's looking good - my insurance looks like dropping by around £25 for the year, with MrEH getting the benefit of a more substantial drop by around £70 for the year.
|Garage - Kirkwall|
Think carefully when you're looking for quotes - don't under any circumstances be tempted to lie, but things like job descriptions for example can vary the price you're quoted - you might be an Administrator, but equally you might also be a Personal Assistant, Secretary or Clerk...play around with the options without straying off a description that could reasonably be attached to what you do, and see what you get. Likewise think about the mileage you do - maybe you've changed jobs and your commute has shortened, or you simply use the car less these days due to the cost of fuel? My mileage reduced from 20,000 per year to under 10,000 a few years ago and my insurance plummeted! Other things to bear in mind are that Fully Comprehensive cover is not necessarily more expensive - some insurers seem to think that the very fact that you are looking for fully comp suggests you are a better risk - and that sometimes adding an extra driver to the policy can reduce costs - so long as it's the right sort of person though, a MrEH to add on is great (although he's not on offer - sorry!), a 19 year old son or daughter probably not so much so!
|Petrol Pump - Shapinsay|