It is possible however to sort your finances out to a place where those sorts of occurrances aren't a disaster, and life carries on with no doom-laden soundtrack playing. How do we reach this magical state? Well we budget of course! So, what do we mean by budget? well Dictionary.com has the first definition as
"an estimate, often itemised, of expected income and expense for a given period in the future"Pretty concise, that. The key word there in my view is future - that's what a budget is - forward planning for money. Knowing what you have coming in is only half of the battle - the key thing is knowing when it needs to go out again, and in what quantities!
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